Debtor Monitoring

Debtor Monitoring offers analysis of major aspects of the Customer's (Debtor's) operation in order to assess its financial solvency trends, with outcome of confirmation or a change of the rating that we have set. The of the Debtor is performed on a regular basis and determines the ongoing validity of the rating.

We perform three types of monitoring:

• Scheduled monitoring is performed using current documentation as well as assessing the risk level of receivables by means of verification of receivables, comparison with the information from the debtors, monitoring of the debtors' situation, event analysis of the Customer, examination of analysis reports about the Customer operation, external factors analysis, etc.;
• Unscheduled monitoring — periodical unexpected audit of the operation and receivables of the Customer;
• Extraordinary unscheduled monitoring is performed at any time upon receipt of information which may influence upon the Company's decision to change the rating.

This monitoring is a precondition for the maintenance and validity of the rating.

Payment for this service is on a fixed monthly fee basis.